Q: WHERE IS HIGHLAND ESTATE?

A: Highland Estate is ideally located within the easy access of Abuja-Keffi Road, Opposite Goshen City (Karu LGA, Nassarawa state).

Q: WHAT ARE THE NEIGHBOURHOOD ESTATES AND INSTITUTIONS WITHIN 2KM OF HIGHLAND ESTATE?

A: The institution sites and estates within the vicinity of Highland Estate include:

• Goshen City/Winners University. (Adjacent)
• Bingham University.
• Catholic University. (proposed).
• Wole Soyinka (FRSC) Estate.
• Redeemed Camp Ground.
• Deeper Life Camp Ground.
• Other Functional Estate.

Q: WHO IS THE DEVELOPER OF HIGHLAND ESTATE?

A: CitiHigh Property And Investment Limited with consortium of project partners.

Q: WHAT IS THE SIZE OF A PLOT?

A: 648 square meters or 60ft x 120ft or 18meters x 36 meters.

Q: WHAT TITLE DOES HIGHLAND ESTATE HAVE?

A: Right of Occupancy (ROO)/ Certificate of Occupancy (COO)

Q: DO I GET INDIVIDUAL CERTIFICATE OF OCCUPANCY?

A: No. There is global certificate of occupancy for the estate.

Q: WHAT OTHER DOCUMENTS DOES HIGHLAND ESTATE HAVE ON THE LAND?

A: Land Certification, Approved Layout, Topography Survey of the land.

Q: IS THERE ANY RESTRICTION AS TO THE TYPE OF BUILDING I CAN BUILD?

A: Under the highland Estate Housing scheme, the estate building prototype series set a standard for the type of building to be constructed.

Q: WHAT ARE THE SCHEMES AVAILABLE FOR SALE IN HIGHLAND ESTATE?

A: There are two (2) schemes within the estate offer for sale.

1. Highland Estate Land Acquisition Scheme
2. Highland Estate Housing Development Scheme

Q: WHAT IS HIGHLAND ESTATE LAND ACQUISITION SCHEME?

A: It is a platform developed by the project promoter to own service plot(s) of land at affordable and convenient easy payment terms. And upon land allocation, the land owner will be entitled to build on their plot.

Q: WHAT IS HIGHLAND ESTATE HOUSING SCHEME?

A: it’s a scheme developed by the project promoter to provide houses that are both affordable and pocket friendly with easy payment terms to accommodate divers’ income earners.

Q: WHAT TYPE OF INFRASTRUCTURE WILL THE DEVELOPER PROVIDE?

A: The project promoter of HIGHLAND ESTATE has concluded discussions with project partners for the provision of infrastructures within the estate. This includes;

• Power transformer with street light.
• Perimeter fence with security gate.
• Motorable road network.
• Borehole facilities and drainage system.

Q: WHO WILL BE RESPONSIBLE FOR THE PROVISION OF ABOVE LISTED INFRASTRUCTURES WITHIN THE ESTATE?

A: City Concept Property And Investment Limited, the construction and asset management arm of the organization has concluded arrangement with the company project partners to deliver infrastructures within the estate.

WHAT INFRASTRUCTURE WILL THE DEVELOPER NOT PROVIDE UNDER HIGHLAND ESTATE LAND ACQUISITION SCHEME?

Distribution of electricity to individual houses (Poles and its stringing), connection of individuals houses to the water mains and tarred/paved road. However, the Highland Estate Housing Development Scheme is a total package where major infrastructures and services will be provided by project promoters.

WHAT OTHER PAYMENTS DO I MAKE APART FROM THE PAYMENT FOR THE HOUSING UNIT(S)?

Legal documentation fee & Development Levy.

HOW MUCH DO I HAVE TO PAY FOR LEGAL DOCUMENTATION?

5% of the total transaction cost.

HOW MUCH DO I HAVE TO PAY FOR DEVELOPMENT LEVY?

N500.00 per square meter.

DO I HAVE TO PAY FOR DEVELOPMENT LEVY IMMEDIATELY?

No, you do not have to pay for development levy immediately.

WHEN DO I PAY DEVELOPMENT LEVY?

After full payment for the Housing unit(s).

Q: THE DEVELOPMENT LEVY WILL BE USED FOR WHAT?

A: Further development and improvement of the estate to acceptable standard i.e .

Q: WHAT DO I GET AFTER COMPLETION OF PAYMENTS FOR THE HOUSE?

A: Receipt, letter of allocation, contract of sales, estate covenant and deed of assignment.

Q: DOES HIGHLAND ESTATE HAVE AN APPROVED LAYOUT?

A: Yes.

Q: DOES HIGHLAND ESTATE HAVE BUILDING PLAN APPROVAL?

A: Yes. This can be confirmed from Nassarawa State Bureau of Urban and Physical Planning.

Q: DO I HAVE TO PAY FOR BUILDING PLAN APPROVAL

A: Subscribers to Highland Estate Housing Scheme will not pay for building plan approval but subscribers to Highland Estate Land Scheme will pay for building plan approval.

Q: HOW MUCH DOES SUBSCRIBERS TO LAND AQCUISITION SCHEME PAY FOR BUILDING PLAN APPROVAL

A: N50,000.00 per housing unit.

Q: HAS PROVISION BEEN MADE FOR BANKS, SCHOOLS, RECREATIONAL FACILITIES AND MARKETS WITHIN THE ESTATE?

A: There is an approved layout from Nassarawa State Bureau of Urban and Physical Planning for Highland Estate. The approved layout made provision for Service industries, Recreation centres, Circulations, Public use, Commercial centers, etc.

 

Q: WHEN I MAKE COMPLETE PAYMENT FOR HOUSING UNIT(S), WHEN AM I LIKELY TO COLLECT THE HOUSE KEY AND MOVE IN?

A: Subscriber to Highland Estate Housing Development Scheme will collect the key to the house when 80% payment is made.

Q: WILL THERE BE ENOUGH SPACE FOR CAR PARK IN A HOUSE?

A: Yes. Each housing units can conveniently accommodate Four (4) cars. Also, provision has been made for car park within the estate.

Q: IS THERE ANY PROVISION FOR BOY’S QUARTER?

A: The prototypes of Pear House (2 Bedroom detached bungalow), Apple House (3 Bedroom detached bungalow) has no boy’s quarters. However, Queens House (4 Bedroom detached house) and King’s House (5 Bedroom detached house) accommodates boy’s quarters.

WILL I BE ALLOWED TO BUILD FENCE ROUND MY HOUSE?

Highland Estate Housing Scheme set standard for dwarf fence with gate for each housing units to be constructed by occupants.

HAS THERE BEEN PROVISION MADE FOR SECURITY OF LIVES AND PROPERTIES WITHIN THE ESTATE?

Yes. The project promoters have made adequate securities for lives and properties within the estate. This varies from mobile police force (Mopol), Spy police force, and indigenous security among others.

Q: CAN I COME UP WITH MY ARCHITECTURAL DESIGN TO BUILD ON MY LAND?

A: No. There are standard approved prototypes for the sets of houses to be built within the estate.

Q: CAN I SPECIFY THE FITTINGS FOR THE FINISHING OF MY HOUSING UNITS?

A: Yes, but with additional cost as determined by the company Quantity Surveyor which will be borne by the subscribers.

Q: WHAT IS THE QUALITY OF MATERIALS USED IN BUILDING?

A: All building materials used for Highland Estate Housing scheme are of high quality. The building materials pass through the safety test (ST) of the project team before approval for use.

Q: CAN I BE ALLOWED TO PROVIDE CUSTOMISED KITCHEN CABINET OF MY CHOICE AND OTHER EXTRA FITTINGS?

A: Yes, but the materials must pass through the Safety test (ST) analysis of the project promoter.

Q: ARE THERE OTHER PRODUCTS CITIHIGH IS SELLING WITHIN HIGHLAND ESTATE ASIDE HOUSING UNITS AND WHAT ARE THE PAYMENT TERMS?

A: Yes, there are other products that the project promoters are selling. See the back of the FAQ for more details or visit our websites at www.citihigh.com & www.cityplanners-ng.com.

CAN I HAVE MORE INSIGHT INTO EASY PAYMENT PLAN?

To achieve the ‘Home For All’ vision of the company, the project promoter of Highland Estate have adopted Easy Payment Plan, a package of Highland Estate that accommodates all classes of income earners. Easy Payment Plan is a more flexible payment plan that allows subscribers to pay for Housing Units of their choice at a convenient rate.

WHAT ARE THE PAYMENT TERMS FOR THE HOUSING UNITS

A: Below is the “Easy Payment Plan” adopted for Highland Estate Housing Scheme.

S/N	PAYMENT	PERIOD PAYABLE	CONSRUCTION LEVEL
1.	1st Payment Option 1st 20% Balance (80%)	Commitment Spread over 36moths (3 Yrs)	Commitment House delivery at 18th Months Installment
2.	2nd Payment Option 60% upfront equity contribution	40% balance payment spread over 12months	House delivery at 6th months after 60% payment
3.	3rd payment Option Outright Purchase	One-off payment (5% discount)	House delivery at 6th months

Q: WHAT HAPPENS IF I CANNOT COMPLETE PAYMENT OR DEFAULT IN THE TERMS OF PAYMENT?

A: You will get a refund of total money paid less 10% administrative expenses.

Q: CAN I PAY A DEPOSIT AND PAY THE BALANCE ANY TIME WITHIN THE CHOSEN TERMS OF PAYMENT?

A: No. The term of payment for Highland Estate Housing Scheme as specified in the Contract of Sales executed by the subscribers and CitiHigh forms the basis of contract. Non-payment as at when due will be treated as a fundamental breach of the contract which can result to termination or revocation of the contract.

Q: DOES CITIHIGH THE PROJECT PROMOTER OF HIGHLAND ESTATE CHARGES INTEREST ON THE BALANCE OF PAYMENT?

A: The transaction is interest free. However, 10% will be charge whenever payment exceeds terms of payment, this will be at the discretion of the project promoter. (Please revert to company refund policy for further clarification)

Q: CAN I RENT OUT MY BUILDING AFTER FULL PAYMENT IS MADE?

A: Yes. However, the estate covenant sets rules and regulations for the residents of the estate.

Q: IF I MAKE OUTRIGHT PAYMENT, DO I GET ANY DISCOUNT?

A: Yes. 5% discount for outright purchase.

Q: IS ELECTRICITY GOING TO BE 24/7?

A: The project promoter of Highland Estate has initiated discussion with project partners for the use of alternative power system i.e Solar Roofing Sheet. Also, backup power generator will be provided for interested resident at an agreed service charge, this will be managed by City Concept Property & Investment Limited, the asset management arm of the company.

Q: HOW WILL PAYMENTS BE MADE?

A: The payment will be made into the company’s accounts. We do not collect cash at our office.

Find below the company’s banker and bank account numbers.

S/N	BANKER	ACCOUNT NUMBER
1.	GTBANK	2218……………

Q: Can I re-sell my housE?

A: You can re-sell your house when all commitment payments on the house have been fully made and documentation processes duly executed. The project promoter charges transfer fee of 5% of selling price/current value of the house.

WHAT ARE THE DIMENSIONS/SIZES OF THE HOUSING UNITS?

See the back of the FAQ for more details or visit our website at www.citihigh.com.

WHAT ARRANGEMENT DOES THE PROJECT PROMOTER HAVE FOR WATER SYSTEM?

Provision has been made for central borehole system with underground reservoirs where residents will tap water to their individual houses.

CAN I ACCESS NATIONAL HOUSING FUND LOAN?

Highland Estate is a platform to access National Housing Fund loan.

IS THERE ANY RESTRICTION AS TO THE TYPE OF BUILDING I CAN BUILD?

The Estate building prototype series set a standard for the type of building you can construct. However, you are limited to building residential houses within the area designated as residential and commercial houses on area designated as commercial. Provision of shops in residential houses and building of tenement house type (popularly known as face me I face you) is not permitted.

IF I PAY OUTRIGHTLY, DO I GET ANY DISCOUNT?

Yes. 5% discount for single purchase and 10% discount for bulk purchase (24 plots upward)

HIGHLAND ESTATE EASY PAYMENT PLAN (HEEPP)

The project promoter has adopted Easy Payment Plan, a package of Highland Estate that accommodates all classes of income earners. Easy Payment Plan is a more flexible payment plan that allows subscribers to pay on monthly basis over a period of 12months at zero interest rate.